Georgia Insurance License
Licensing requirements for Georgia insurance professionals and companies.
This page provides an overview of insurance licensing in Georgia for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.
Companies that provide insurance producer services in Georgia must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.
Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.
Company Licenses
Georgia Financial Services Company Licenses
Georgia Collection Agency License
Not required
Debt Collection Agency licensure is not required on the State level in Georgia.
Georgia does not currently issue licenses for collection agencies.
Georgia Independent Review Organization Certification
| Type of Review: | Medical Utilization Review |
| Agency: | Georgia Department of Community Health |
| Law: | |
| Foreign Qualification is Prerequisite: | Yes |
Initial Registration
| Form: | |
| Agency Fee: | $500 |
| Required Attachments: |
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Registration Renewal
| Form: | |
| Agency Fee: | $250 |
| Due: | Annually at least 90 days prior to the anniversary of registration. |
Georgia Insurance Agency License
| Agency: | Georgia Office of Insurance and Safety Fire Commissioner |
Initial Registration
This section applies to insurance firms that are applying for a license in Georgia for the first time.
| Agency: | Georgia Office of Insurance and Safety Fire Commissioner |
| Form: | |
| Agency Fee: | $100 for most |
Georgia Private Review Agent Certification
| Type of Review: | Medical Utilization Review |
| Agency: | Georgia Office of Insurance and Safety Fire Commissioner |
Initial Registration
| Form: | |
| Agency Fee: | $1,000 |
| Notarize: | Required |
| Required Attachments: |
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Registration Renewal
| Form: | Application for Certification as a Private Review Agent (Renewal) |
| Agency Fee: | $500 |
| Due: | Biennially by the date of issuance. |
| Notarize: | Required |
Supplemental Reporting
Annual Report
| Form: | |
| Agency Fee: | $0 |
| Due: | Annually by March 1. |
| Law: | GAC § 120-2-58-.07 |
Supplemental Reporting
Complaint Report
| Agency Fee: | $0 |
| Due: | Annually by March 1. |
| Law: | GAC § 120-2-58-.07 |
Georgia Third Party Administrator
| Agency: | Georgia Office of Insurance and Safety Fire Commissioner |
| Foreign Qualification is Prerequisite: | No |
| Bond Requirements: | $100,000 |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Agency Fee: | $600 application fee + 45 processing fee |
| Before you Apply: |
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| Required Attachments: |
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| Bond Amount: | Bonds must include
Proof of coverage must include a complete copy of the bond, including any and all related endorsements. |
Registration Renewal
| Agency Fee: | $400 filing fee + $5 processing fee |
| Due: | Due annually on March 1st |
| Due Date Extension: | Extension only granted in extreme circumstances and by prior approval |
Individual Licenses
Georgia Individual Financial Services Licenses
Georgia Insurance Agent License
| Agency: | Georgia Office of Insurance and Safety Fire Commissioner |
Initial Registration
This section applies to insurance agents that are applying for a license in Georgia for the first time.
| Agency Fee: | From $100 to $600 depending on license type |
Registration Renewal
| Agency Fee: | From $100-$600 depending on license type + $5 processing fee |
| Due: | Biennially by the last day of initial registration month |
Georgia Non-Resident Insurance Agent License
| Agency: | Georgia Office of Insurance and Safety Fire Commissioner |
| Foreign Qualification is Prerequisite: | No |
| Registered Agent (Special Agency) Required? | No |
Initial Registration
| Filing Method: | |
| Agency Fee: | $15 application fee + at least $100 per line of authority |
Registration Renewal
| Filing Method: | |
| Agency Fee: | $100 for most, $200 if variable products is one of the licensee's lines of authority |
| Due: | Biennially by the last day of the licensee's birth month. |
Learn about insurance licensing in other states:
Adjuster - A person or firm that is paid to adjust, investigate, and negotiate claim settlements. There are 3 categories of adjusters: company, independent, and public. Company adjusters work for insurance companies and investigate claims on behalf of the company. Independent adjusters investigate claims on a contractual basis for insurance companies. Public adjusters investigate claims on behalf of claimants, usually to determine the amount of money that can be claimed.
Agent in Charge - A licensed individual responsible for the supervision of all individuals within an insurance agency. The agent in charge must be licensed in the same lines as the agency.
Insurance Agent - Insurance agents act as intermediaries between the insurance company and policyholders. Agents can be either captive or independent. Captive agents represent a single insurance company, while independent agents represent multiple insurers.
Insurance Broker - Individuals who sell insurance policies while representing the interests of the buyer. Brokers are typically independent intermediaries without an insurance company affiliation.
Insurance Producer - May be used to refer to either individual insurance agents and brokers or insurance agencies and brokerages.
Managing General Agent - An agent or broker that is involved in underwriting and has other areas of authority normally handled by insurers. MGAs are typically involved in unusual lines of coverage or in geographically prohibitive areas.
Surplus Lines Insurer - An insurance carrier that takes on risks that a licensed carrier is unwilling to insure. Surplus lines insurers do not have access to state guaranty funds and are less tightly regulated by state governing bodies.
Third Party Administrator - An organization that manages group insurance policies and works with the employer and insurance carrier to process claims, handle loss control, and provide risk management and consulting services.
Title Agent - Title agents sell insurance that protects real estate owners against loss of ownership of a property due to a legal claim.
Viatical Settlement Provider - A company that purchases life insurance policies at a discount from individuals seeking immediately available funds.
Independent Insurance Agents and Brokers of America (Big “I”)
Advocacy group of independent insurance brokers and agents.
National Association of Insurance and Financial Advisors (NAIFA)
Professional association that advocates for favorable regulatory conditions for insurance agents and financial advisors.
National Association of Insurance Companies (NAIC)
A standard setting and regulatory support organization that is governed by state insurance regulators.
National Association of Professional Insurance Agents (PIA)
Professional association that provides education and advocacy for insurance agents throughout the United States.
National Insurance Producer Registry (NIPR)
An affiliate of the NAIC that provides streamlined and uniform producer licensing processes.
