Arizona Insurance License
Licensing requirements for Arizona insurance professionals and companies.
This page provides an overview of insurance licensing in Arizona for individuals and companies. You will find state requirements, application fees, filing instructions, and more. For assistance with licensing, please contact us to learn about our software and managed license services.
Companies that provide insurance producer services in Arizona must apply for a license prior to doing business. Depending on the lines of authority offered by the entity and the types of services offered, multiple firm licenses may be required.
Before applying, firms should ensure that the licensed individual to be appointed agent in charge has the necessary licenses. Firms should also gather proof of incorporation, or foreign qualification for out-of-state firms, in anticipation of application requirements.
Company Licenses
Arizona Financial Services Company Licenses
Arizona Collection Agency Branch Office License
| Agency: | Arizona Department of Financial Institutions - Licensing Division |
Initial Registration
| Form: | |
| Agency Fee: | $500 |
Registration Renewal
| Form: | |
| Agency Fee: | $200 |
| Due: | Annually by January 1. |
Amendment
| Form: | |
| Agency Fee: | $0 for changes in ownership or officers, $50 for an address change, $250 to change the licensee name. |
Arizona Collection Agency License
Initial Registration
| Form: | |
| Agency Fee: | $1,500 application fee + pro-rated license fee. |
| Notarize: | Required |
Registration Renewal
| Form: | |
| Agency Fee: | $600 |
| Due: | Annually by January 1. |
Amendment
| Form: | |
| Agency Fee: | $0 for changes in ownership or officers, $50 for an address change, $250 to change the licensee name. |
Supplemental Reporting
Collection Agency Fictitious Names Report
| Form: | |
| Due: | Biannually by July 1 and December 31 of each year. |
Arizona Insurance Agency License
| Agency: | Arizona Department of Insurance |
Initial Registration
This section applies to insurance firms that are applying for a license in Arizona for the first time.
| Agency: | Arizona Department of Insurance |
| Form: | |
| Agency Fee: | Varies by insurance type. Baseline of $120 |
A life and health administrator, also know as a third-party administrator ("TPA") collects money or processes claims for residents of Arizona in connection with life or health insurance coverage. Arizona Revised Statutes ("ARS") § 20-485 provides a full definition, including the types of entities that are not considered TPAs.
Arizona Life and Health Administrator (TPA) License
Initial Registration
| Notes: |
Initial Registration
Arizona Utilization Review Agent Registration
Initial Registration
| Agency Fee: | $0 |
| Notarize: | Required |
| Notes: | Contact the Life and Health Division at 602-364-2393 for application forms. |
| Required Attachments: |
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Registration Renewal
| Agency Fee: | $0 |
| Due: | Triennially by the anniversary of certification. |
Supplemental Reporting
Annual Attestation
| Filing Method: | Email to UtilizationReview@azinsurance.gov. |
| Agency Fee: | $0 |
| Due: | Annually by March 1. Attestations may be filed as early as January 1. |
| Notarize: | Required |
| Notes: | Contact the department for an attestation form. |
| Required Attachments: |
|
Individual Licenses
Arizona Individual Financial Services Licenses
Arizona Insurance Agent License
| Agency: | Arizona Department of Insurance |
Initial Registration
This section applies to insurance agents that are applying for a license in Arizona for the first time.
| Agency Fee: | From $0 to $1,000 depending on license type. |
Registration Renewal
| Form: | |
| Filing Method: | Online |
| Agency Fee: | $120 |
| Due: | 4 years |
Learn about insurance licensing in other states:
Adjuster - A person or firm that is paid to adjust, investigate, and negotiate claim settlements. There are 3 categories of adjusters: company, independent, and public. Company adjusters work for insurance companies and investigate claims on behalf of the company. Independent adjusters investigate claims on a contractual basis for insurance companies. Public adjusters investigate claims on behalf of claimants, usually to determine the amount of money that can be claimed.
Agent in Charge - A licensed individual responsible for the supervision of all individuals within an insurance agency. The agent in charge must be licensed in the same lines as the agency.
Insurance Agent - Insurance agents act as intermediaries between the insurance company and policyholders. Agents can be either captive or independent. Captive agents represent a single insurance company, while independent agents represent multiple insurers.
Insurance Broker - Individuals who sell insurance policies while representing the interests of the buyer. Brokers are typically independent intermediaries without an insurance company affiliation.
Insurance Producer - May be used to refer to either individual insurance agents and brokers or insurance agencies and brokerages.
Managing General Agent - An agent or broker that is involved in underwriting and has other areas of authority normally handled by insurers. MGAs are typically involved in unusual lines of coverage or in geographically prohibitive areas.
Surplus Lines Insurer - An insurance carrier that takes on risks that a licensed carrier is unwilling to insure. Surplus lines insurers do not have access to state guaranty funds and are less tightly regulated by state governing bodies.
Third Party Administrator - An organization that manages group insurance policies and works with the employer and insurance carrier to process claims, handle loss control, and provide risk management and consulting services.
Title Agent - Title agents sell insurance that protects real estate owners against loss of ownership of a property due to a legal claim.
Viatical Settlement Provider - A company that purchases life insurance policies at a discount from individuals seeking immediately available funds.
Independent Insurance Agents and Brokers of America (Big “I”)
Advocacy group of independent insurance brokers and agents.
National Association of Insurance and Financial Advisors (NAIFA)
Professional association that advocates for favorable regulatory conditions for insurance agents and financial advisors.
National Association of Insurance Companies (NAIC)
A standard setting and regulatory support organization that is governed by state insurance regulators.
National Association of Professional Insurance Agents (PIA)
Professional association that provides education and advocacy for insurance agents throughout the United States.
National Insurance Producer Registry (NIPR)
An affiliate of the NAIC that provides streamlined and uniform producer licensing processes.
